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ALL AMERICAN CHEVROLET-FINANCE DEPARTMENT

Welcome to the Finance Department. 

Our Finance Professionals are here to listen and explore all the options available to you through our many lenders.  We want to place you into the right vehicle for your needs.

Our customers are made up of every day people like you and I who are first time  buyers, college students, military personnel, people going through a divorce, newlyweds, new home buyer's, people on fixed incomes, people with families, people with no credit, bad credit, bankruptcies, credit problems, loss of employment, in credit counseling, repossessions, retirees and people who need a co-signor.  Bad Credit! No Credit! DON'T SWEAT IT!

By having over 33 lending institutions to work with us, we can structure a lease or finance for you on your terms with money down, no money down, trading in your vehicle or paying cash.  You tell us what deal works best for your situation and we will do our very best to make it happen.  Our interest rates are very aggressive and we spend our time to help you get the lowest payment available for your situation.  Looking to Buy-Out your present vehicle?  No Problem!!  Our job is to get you approved.  You are our #1 Priority!

Our Finance Department is on hand to make your purchasing experience as pleasurable and hassle free as possible while in a caring friendly atmosphere. 

We want you to be completely satisfied and know that our friendly knowledgable finance team has worked their hardest for you.

Feel confident in filling out your online credit application with us.
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Financing Navigation

Contact Information

All American Chevrolet

1255 Highway 35

Middletown, NJ 07748
workSales:
(888) 316-3494
Contact Stacey at 732 671 6200 ext 235emptyContent

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.